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Credit Repair Forms Combo Package

Popular Our very popular credit forms together in a convenient packet.

This attorney-prepared packet contains:
  1. Credit Collection Cease Communication Letter: Being harassed by a collection agency?Have you exhausted all efforts to negotiate and settle with the debt collector and seem to be running up against a brick wall? By law, you do not have to converse with a debt collector, or to bad debt buyers. Use the following letter to demand that the debt collector cease all communication with you.
  2. Expired Statute of Limitations Notice Letter: All states have a statute of limitations on their debt collection, which in legal terms means the time allowed for a debt collector to legally enforce the collection of that debt. Once it expires, a creditor or debt collector cannot threaten to use the courts to force you to pay the debt through legal actions such as litigation or obtaining a civil judgment, liens, or wage and bank account garnishments. Save yourself and the creditor/debt collector time and money by sending a letter informing them of the expired statute of limitations. The following letter does just that.
  3. Credit Inquiry Information and Removal Letters: Obtaining credit reports under false pretenses is a criminal act. The fair credit reporting act (FCRA) prohibits access and use of such information without a “permissible purpose.”If you discover that your credit files have been accessed without a permissible purpose or illegally ran, you can enforce the prohibition through the civil justice system because the FCRA allows you to sue and recover your actual damages, punitive damages if appropriate, plus attorney fees and court costs. This packet contains two letters: (1) a letter demanding a company to explain their purpose for accessing your credit files, and informing the company that if they do not provide a permissible purpose they are liable for $1,000.00 or actual damages (whichever is greater); and (2) a letter to a credit reporting agency demanding them to remove an unauthorized credit inquiry.
  4. Letter to a Credit Report Agency That Co-Mingled Information: A common credit reporting problem occurs when the Credit Report Agency (“CRA”) mixes or merges credit information and files of one person into the credit information of another person. The credit reporting industry is now almost entirely automated. Their file searches do not require full identifying information; either to obtain a credit report or to furnish information to the CRA. This can lead to incorrect automated matching decisions. Use the formula in this letter to dispute co-mingled information or for further assistance in ID theft matters.
  5. Letter to Credit Reporting Agency - Dispute Letters: A common credit reporting problem occurs when the Credit Report Agency (“CRA”) mixes or merges credit information and files of one person into the credit information of another person. Use this letter to dispute the inaccurate information currently displayed on your credit file.
  6. Debt Collection Dispute Letter Packet: If collectors are calling and demanding money for a debt that may not be yours or you cannot remember if it is yours, or the amount of the debt is wrong, according to the FDCPA you have the right to dispute the debt. Use this packet to assert your right, in writing, under Federal and applicable State law.
  7. Good Will Adjustment to Remove Late Payment: If you have held an account with a creditor for more than 18 months, you can ask the creditor to review your file and remove either a 30-day or 60-day late payment. As long as you haven’t requested a “good will adjustment” in the past 12 months, the creditor will usually make a concession. Use this letter to ask for a "good will adjustment."
  8. Notice of Harassment to Debt Collector/Agency/Attorney/Firm: If, after having sent a debt collector/collection agency a cease communication letter, they continue to constantly call and harass you, use this letter to limit all future communication from the debt collector/collection agency. This letter informs the debt collector/collection agency of your legal rights, and your intent to contact the proper authorities, should the harassment continue.
  9. Negotiating a Settlement With Utility, Cable, or Satellite Companies: If you have fallen behind in your electric, gas, telephone or other utilities, use the following letter to negotiate and settle accounts with utility companies.
  10. Letter to Settle Past Due Account : Use this sample form letter to settle a past due account. This letter will work with the original creditor, as well as a debt collector or collection agency.
  11. Negotiating Settlements with Creditors for Separation and Divorce Issues: If you are in the midst of a separation or divorce and have fallen behind in your obligations, use the format in this letter to negotiate settlements with creditors. This letter is appropriate for people going through separation and divorce proceedings.
  12. Letter to Update Accounts or Debts That Were Discharged in a Bankruptcy: Many times the Credit Reporting Agencies do not update accounts or debts that were included and discharged in a Bankruptcy case. The accounts or debts may still be reported on your credit profile as “open-unpaid collection account”. This inaccurate information can significantly lower a person’s credit score. Use this dispute letter and send it to the CRA along with a copy of your Schedule of Unsecured Creditors and Discharge of Debt Order from the court.
State Law Compliance: Designed for use in all states

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Product Specifications

Product Credit Repair Forms Combo Package
State All
Pages 44
Dimensions Designed for Letter Size (8.5" x 11")
Printer compatibility Designed to print on all ink-jet and laser printers
Sample Available (requires Flash plug-in)
Editable Yes (.doc, .wpd and .rtf)
Format Microsoft Word
Adobe PDF
Rich Text Format
Platform Windows Compatible
Mac Compatible
Linux Compatible
Availability In Stock. Instant Download
Usage Unlimited number of prints
Category Credit Repair Forms Combo Package
Product number #29404
Download time Less than 1 minute (approx.)
Document Access Via secret online address
Email with download links
Email with attachment upon request
Refund Policy 60 days, no-questions asked, 100% money back guarantee
Support Customer support 1-800-959-5899
Online support
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