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r that purpose. letter the immediate attention it deserves. Sincerely yours, Your Signature Your Printed Name Notice: This is an attempt to make a debt collector obey the law; any information obtained will be used foss Bureau, plus take whatever legal action necessary to protect my legal rights. Violations to the FDCPA can result in you or your company being personally fined up to $1,000 per incident. Give this w and will immediately report any violations to my State Attorney General, to the Federal Trade Commission, to the State Department of Professional Regulations, to the local and national Better Busineor that you or the creditor are taking specific actions allowed by the FDCPA or my state laws. Be advised that I consider any contact not in accordance with the FDCPA a serious violation of federal lar closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me that your debt collection efforts are being terminated, urt, I intend to inform the court and the sitting judge of my dispute of this debt and that the "statute of limitations" has expired. This letter is your formal notification that I consider this matte for enforcing this type of debt through the courts (insert your state or the state in which the contract or agreement was signed) has expired. Therefore, should you decide to pursue this matter in co of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with my State Attorney General, and discovered that the Statute of Limitationseve I owe what you say I owe, therefore dispute this alleged debt. I am well aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and my state laws and statutes. I hope to save both is in response to your (letter dated _______________, 2_______) (copy enclosed) or (phone call on _________________, 2_______), concerning the collection of the above referenced matter. I do not beli serious legal matters Your Name Address City, State & Zip Date Collector's Name Address City, State & Zip RE: (insert account number or name of account or name of debt) To whom it May Concern: Thisny theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of these materials. An attorney should be consulted for allecial, exemplary, or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on a no event will: i) FindLegalForms, Inc, its agents, partners, or affiliates, or ii) the providers, authors or publishers of the forms, be responsible or liable for any direct, indirect, incidental, spAS-IS." We do not give any express or implied warranties of merchantability, suitability or completeness for any of the materials for your particular needs. The materials are used at your own risk. InFindLegalForms, Inc. does not provide legal advice. The purchase and use of these materials is subject to the "Disclaimers and Terms of Use" found at findlegalforms.com. These materials are provided "r jurisdiction (State), if they threaten to use legal action on an expired debt. The following letter does just that. Disclaimer No Attorney-Client relationship is created by use of these materials. to pay it. If you choose not to pay the debt, you might save yourself and the creditor or debt collector time and money by sending a letter informing them of the expired statute of limitations in you through legal actions such as litigation or obtaining a civil judgment, liens, wage and bank account garnishments. Assuming the debt is valid, once it expires, it's up to you to decide whether or not debts. Although a debt's SOL has expired, that does not prohibit creditors and collectors from attempting to collect on a debt. What this means, the courts cannot be used to force you to pay the debtllector or a letter from a debt collector or attorney demanding payment on an old debt. All states have a Statute of Limitations, which in legal terms is referred to as "time barred" on enforcement ofExpired Statute of Limitations Notice Letter Provided under agreement with copyright holder, © New Century Publications, Inc. 2007 All of a sudden and out of nowhere you receive a call from a debt co