This Goodwill Adjustment to Remove Late Payment from a credit file can be used when asking a creditor to remove late payment information. Most creditors will be happy to remove this information if you have had the account for over eighteen months and have not asked for this type of adjustment in the last year. This letter sets out the reasons why the payment was late and asks that this information be updated or removed. It is important that this request be set out in writing and that all necessary identification is sent with the letter.

This Goodwill Adjustment to Remove Late Payment Letter contains the following:

• Parties: Sets forth the name and address of the writer and the credit reporting agency along with any relevant account information;
• Request for Adjustment: Politely asks for the adjustment, gives a detailed reason why the payment was late and any reasons why the adjustment is being asked for at this time;
• Necessary Identification: Enclose any identification necessary to identify you as the owner of the account.

Protect Yourself and Your Rights by using this accurate and up-to-date form. This attorney-prepared package includes:

1. Information
2. Goodwill Adjustment to Remove Late Payment

State Law Compliance: This form complies with the laws of all states