Release & Settlement Agreement (General Debt)

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This Release and Settlement Agreement for General Debt is used when settling a debt for a credit card or automobile loan. This agreement sets out the specifics of the settlement including any payment arrangements and creditor's agreement on how to report the debt to the credit agencies.

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This Release and Settlement Agreement for General Debt is to settle debts such as a credit card or automobile loan. This agreement sets out the specifics regarding the debt including the account number, the balance which creditor disputes and the terms of the debt settlement, including any payment schedule. This agreement also sets forth that the creditor agrees to report the debt as “paid in full” to all credit reporting agencies. It is imperative that this type of settlement agreement be clearly set forth in writing. A written Release and Settlement Agreement for General Debt will prove invaluable in the event there are disagreements or misunderstandings between the parties as to any settlement terms.

This Release and Settlement Agreement (General Debt) contains the following provisions:
  • Parties: Sets forth the name of the original creditor, its agent and the debtor;
  • Account Details: Sets out the details regarding the debtor’s account including the account number and the balance due which creditor is disputing;
  • Settlement: Sets forth the amount debtor agrees to pay to creditor and the payment schedule if necessary;
  • Acceptance of Settlement: Sets forth that creditor agrees to accept the settlement as full and final satisfaction of the debt;
  • Credit Reporting: The creditor agrees to report the account as “paid in full” to all credit agencies;
  • Signatures: This agreement must be signed by the debtor and either the creditor and/or its agent.

Protect Yourself and Your Rights by using this accurate and up-to-date form. This attorney-prepared package includes:
  1. General Instructions and Checklist
  2. Information
  3. Release and Settlement Agreement (General Debt)
State Law Compliance: This form complies with the laws of all states
Number of Pages5
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#28203
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