Loan Extension Agreement

for Your State

This Loan Extension Agreement will extend the time a borrower has to pay off a loan. This agreement sets out the original loan amount, its maturity date and the loan's new maturity date. It is important that this extension agreement be set out in writing.

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This Loan Extension Agreement will extend the time a borrower has to pay off a loan. This agreement is between the lender and borrower and sets out the amount of the loan, date of original promissory note and its maturity date and the new maturity date of the loan. It is imperative that this type of extension agreement be set out in writing rather than by an oral agreement. A written Loan Extension Agreement will prove valuable in the event of disagreements surrounding the loan’s maturity date.

This Loan Extension Agreement contains the following provisions:
  • Parties: Sets out the names and addresses of both borrower and lender and date of the agreement;
  • Loan Information: Sets out the amount of the loan, date of original promissory note and maturity date;
  • Maturity Date: Sets forth the new maturity date of the loan;
  • Signatures: The borrower and lender must sign this agreement in front of witnesses.

Protect yourself and your rights by using our attorney-prepared up-to-date forms.

This attorney-prepared packet contains:
  1. General Instructions
  2. Loan Extension Agreement
State Law Compliance: This form complies with the laws of all states
Number of Pages4
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#28630
This is the content of the form and is provided for your convenience. It is not necessarily what the actual form looks like and does not include the information, instructions and other materials that come with the form you would purchase. An actual sample can also be viewed by clicking on the "Sample Form" near the top left of this page.
Loan Extension Agreement



THIS AGREEMENT made as of [Date of Agreement] between [Name of Borrower] (the “Borrower”), [Name of Lender] (the “Lender”);
(A)   the Borrower borrowed from the Lender the sum of [Amount of Loan (ie. $25,000.00)] (the “Loan”), as evidenced by a Promissory Note (the “Note”) dated [Date of Original Promissory Note] maturing on [Date of Maturity of Promissory Note];
(B)   the Borrower and the Lender wish to extend the maturity date of the Loan to [New Maturity Date of Loan];
NOW THEREFORE THIS AGREEMENT WITNESSES that in consideration of the premises and the covenants and agreements herein contained, and other good and valuable consideration (the receipt and sufficiency of which are hereby acknowledged), the parties covenant and agree as follows:
1.   The maturity date of the Loan and the Note is hereby extended to [New Maturity Date of Loan].
2.   The Borrower hereby consent to the extension of the maturity date of the Loan set forth above and ratify and confirm the security granted by it to the Lender as security for repayment of the indebtedness and obligations of the Borrower under the Loan and the Note.
3.   The Borrower and the Lender hereby further ratify and confirm all other terms and conditions of the Loan and the Note, which remain in full force and effect, unamended, except as expressly amended by this Agreement.
4.   The Borrower shall provide to the Lender, concurrently with the execution of this Agreement and prior to each anniverary date hereof, a series of twelve (12) post-dated cheques representing the twelve (12) monthly interest payments on the Note falling due after such date.
IN WITNESS WHEREOF each the parties hereto have executed this Agreement as of the date first above written.
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