Mortgage Extension Agreement

for Your State

This Mortgage Extension Agreement is between a mortgage borrower and mortgage lender who mutually agree to extend the time for payment of a mortgage. This agreement sets out any revised terms of the mortgage including the new due date, interest rate or payment amount. It is important that this type of extension agreement be set out in writing rather than through an oral agreement.

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This Mortgage Extension Agreement is between a mortgage borrower (the “mortgagor”) and a mortgage lender (the “mortgagee”) who mutually agree to extend the time for payment of a mortgage. This mortgage extension sets out the specific terms of this arrangement including the names of the parties, pertinent information regarding the mortgage, new maturity date for the mortgage and any revised payment terms. It also sets out that all other terms regarding the mortgage remain in full force and effect. It is important that this type of business transaction be in writing and not through oral agreement. A written Mortgage Extension Agreement will be useful in the event of disagreements or disputes regarding the mortgage extension.

This Mortgage Extension Agreement includes the following provisions:
  • Parties: Sets out the names and addresses of the mortgage borrower and mortgage lender;
  • Mortgage Information: The date of the mortgage and all recording information, a brief description of the property including the address, the original amount of the mortgage and the principal amount due and owing;
  • Extension/Maturity Date: Sets out that the parties agree to extend the time for payment of the mortgage and the new maturity date of the mortgage;
  • Payment Terms: Sets out any revised payment terms including interest rate, due date and revised payment amount;
  • Signatures: Both mortgage borrower and mortgage lender must sign this agreement in the presence of witnesses.

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This attorney-prepared packet contains:
  1. General Instructions
  2. Mortgage Extension Agreement
State Law Compliance: This form complies with the laws of all states
Number of Pages4
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#28991

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