Minnesota Contract for Deed

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A Contract for Deed / Land Contract for use in Minnesota.

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If the owner of a property wishes to sell the property to a buyer and wants to finance the sale, he or she will need to use a Contract for Deed. This type of agreement which allows the Seller to transfer the title of the property to the Buyer while retaining the title, is also known as a Real Estate Installment Agreement, Contract Sale, Land Contract or Agreement for Deed.

Under a Contract for Deed, once the Buyer has made all the payments specified in the agreement and met all other obligations, the Seller must transfer a valid legal title through a Deed. Through a Contract for Deed, the Seller finances the property that is being sold while keeping the title or deed as security. The Buyer will make payments in installments for the duration of the Contract for Deed and is allowed possession of the property, while the Seller will remain liable for any existing mortgage on the property.

Some of the advantages of Contracts for Deed are that the closing costs associated with this type of transaction are usually lower than transactions involving mortgages, banks or other institutional type lenders. This type of Agreement can be useful when other financing may not be even available to Buyer.

These are just some of the important provisions included in this Minnesota Contract for Deed:
  • Parties: Identifies the Seller and Buyer involved in the transaction;
  • Price and Payment: Sets forth the price for the property and when and how payments are to be made;
  • Security: Explains that the Contract stands as security for the performance and payments by Buyer.
  • AS-IS condition of Property: Buyer will accept the property AS-IS;
  • Deed and Evidence of Title: Promise that seller will deliver a general warranty deed after buyer fulfils his or her obligations
  • Title: Assurance that title will be free and clear of all encumbrances
  • Taxes and Assessments: States that Buyer will pay all taxes and assessments ;
  • Risk of Loss and Insurance: Assigns the risk of loss by negligence, fire or other casualty.
  • Eminent Domain: Explains rights and obligations in the event the property is taken by eminent domain;
  • Prepayment: Explains what happens if the Buyer prepays
  • Possession of Property: Buyer shall have possession of the property as long as all contract terms are complied with ;
  • Default by Seller of Buyer: Consequences of default by either the Seller or Buyer
  • Maintenance of Property: States that Buyer will maintain property;
  • Mortgage by Seller: Explains that Seller may place a mortgage on the property ;
  • Conveyance by Seller: Seller may convey his or her interest in the property;
  • Joint and Several Liability: If there is more than one Buyer, all will be jointly and severally liable;
  • Reinstatement after Acceleration: Buyer may reinstate this Contract in the event of default and acceleration according to law;
  • Assignment of Sale by Buyer: States that Buyer will not assign his interest in the property without consent of the seller;
  • Disputes: Allows the parties to select how to handle disputes;

Protect Your Rights, Your Property and Yourself, with these accurate and easy to use forms.

This form packet prepared by lawyers includes:
  1. Instructions and Checklist for Minnesota Contract for Deed;
  2. Information about Contract for Deed;
  3. Contract for Deed
  4. Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards
State Compliant: This form complies with the laws of Minnesota
Number of Pages18
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#20621
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The form that we purchased was exactly what we needed. Excellent site. Thank you.

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The document was perfect for what I needed. The internet site was easy to navigate and the explanation of the document was easy to understand. Thank you for making this much easier to deal with!

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