Kit includes letters designed to assist you in repairing your credit, stop harrassment by a collection agency, request removal of a late payment charge, and request a credit report.

• Credit Collection Cease Communication Letter

  This Credit Collection Cease Communication Letter gives a collection agency notice that they should cease all communication with you regardi...

• Credit Inquiry Information and Removal Letters

  Obtaining credit reports under false pretenses is a criminal act. If you discover that your credit files have been accessed without a permis...

• Debt Collection Dispute Letter Packet

  This Debt Collection Dispute Letter Packet contains two letters for use when disputing a debt. The first letter sets out the reasons why yo...

• Expired Statute of Limitations Notice Letter

  This Expired Statute of Limitations Letter will inform a creditor or collection agency that collection on a debt is time barred from enforce...

• Good Will Adjustment to Remove Late Payment

  This Goodwill Adjustment to Remove Late Payment is in an easy to use letter format. This letter politely asks that a creditor remove late p...

• Letter to Credit Reporting Agency - Dispute Letters

  This Letter to a Credit Agency Reporting a Dispute is used when there is incorrect information in your credit report and you want to dispute...

• Letter to Settle Past Due Account

  This Letter to Settle Past Due Account is used by a debtor who wishes to settle a past due account. This letter sets out the proposed terms...

• Letter to Update Accounts or Debts That Were Discharged in a Bankruptcy

  This Letter to Update Accounts Discharged in Bankruptcy will be sent to any credit reporting agency who does not update a credit report afte...

• Letter to a Credit Report Agency That Co-Mingled Information

  This Letter to Credit Agency regarding Co-Mingling of Information is used when your credit information is incorrectly co-mingled with anothe...

• Notice of Harassment to Debt Collector/Agency/Attorney/Firm

  This Notice of Harassment to Debt Collector is used when you have asked a collector to communicate with you in writing and harassing phone c...

• Request Copy of Credit Report (after denial)

  This Request Copy of Credit Report after Denial Letter is used to request your credit report after you have been denied credit. This letter...

• Request Copy of Your Credit Report

  This Request Copy of Your Credit Report Letter contains all the necessary information to request a copy of your current credit report. It a...

Used in correcting errors within a credit report. These forms include letters to companies about inaccurate credit information and requests for the most recent credit report.

• Credit Report Error Repair Kit

  Credit Report Dispute Packet for use in all states.