Negotiating Settlements with Creditors for Separation and Divorce Issues

for Your State

This Negotiating Settlements with Creditors for Separation and Divorce Issues is in an easy-to-use letter format. This letter sets out the explanation as to why the debt was not paid and an offer to settle the debt. It also requests that the creditor stop all negative reporting to the credit agencies.

For Immediate Download

$19.95 Add to Cart
Free eSignature included
with every order
Please select a state

File types included

  • Microsoft Word
  • Adobe PDF
  • WordPerfect
  • Rich Text Format

Compatible with

  • Windows
  • Mac OS X
  • Linux

For Immediate Download

$19.95 Add to Cart
Free eSignature included
with every order
Please select a state

Attorney prepared

Our forms are kept up-to-date and accurate by our lawyers

Unlike other sites, every document on FindLegalForms.com is prepared by an attorney, so you can be sure that you are getting a form that is accurate and valid in your state.

Valid in your state

Our forms are guaranteed
to be valid in your state

Our team works tirelessly to keep our products current. As the laws change in your state, so do our forms.

Over 3,500,000
satisfied customers

In over 10 years of creating and selling legal forms, our focus has never changed: providing our customers high quality legal products, low prices and an experience that takes some confusion out of the law.

Free eSignature

Sign your form online, free with any form purchase

We now provide a free Electronic Signature Service to all of our visitors. There are no hidden charges or subscription fees, it's just plain free.

60-Days Money Back

Try our forms with no risk

If you are unhappy with your form purchase for any reason at all, contact us within 60 days and we will refund 100% of your money back.
This Negotiating Settlements with Creditors for Separation and Divorce Issues is in an easy-to-use letter format. This letter is for use by an individual who is separated or divorced and desires to settle an account with a creditor who has mistakenly tagged a credit file with a “bad debt.” This letter explains the circumstances surrounding the debt and informs the creditor that the writer has moved from the address where notices were sent and did not receive them. It also sets forth an offer to settle if the creditor will stop all negative reporting to the credit agencies. It is imperative that this type of negotiating be set forth in writing. In these economic times a high credit score is a must and it is each person’s responsibility to ensure that their credit report is correct.

This Negotiating Settlements with Creditors for Separation and Divorce Issues letter contains the following:
  • Parties: The name and address of both the individual and the creditor;
  • Account Details: Sets out any account or file number and the specific amount to settle the account;
  • Settlement Negotiation: Sets out the specifics of the derogatory information and why the writer feels it should be removed from his/her credit report.

Protect Your Rights and Your Credit by using this accurate and up-to-date form. This attorney-prepared package includes:
  1. Information
  2. Negotiating Settlements with Creditors for Separation and Divorce Issues
State Law Compliance: This form complies with the laws of all states
This is the content of the form and is provided for your convenience. It is not necessarily what the actual form looks like and does not include the information, instructions and other materials that come with the form you would purchase. An actual sample can also be viewed by clicking on the "Sample Form" near the top left of this page.
Your Name
Address
City, State & Zip
 
CERTIFIED MAIL
Article #
 
Date:
 
Name of Creditor/Collection Agency/
Collection Attorney/Bad Debt Buyer
Address
City, State & Zip
 
Attn:  Mr./Ms.
 
RE:   Account/File #
   Offer to Settle Account in the Amount of $
 
Dear Mr./Ms.
 
I am writing in an attempt to settle this account.  I agree that should have been paid for services rendered, but I do not agree with this being reported on my credit file as a “bad debt”.  I would like to put this account and the controversy to rest, as I hope you would also.  I did not use your services, but am negligent in not following up with my <ex-wife, ex-husband, ex-boyfriend, and ex-partner> and making sure that the payments were paid on time.  I never received a statement or over due notice.  I no longer was living in the so I had no knowledge to suspect a payment problem.
 
My concern is if I made payment to you in an attempt to stop negative reporting to the credit bureau, the balance in my credit file would show “paid collection” and this negative trade line would be reported for a period of seven (7) years.  I would be wrong to punish me, as it is not a true indicator of my willingness to pay debts.  I believe that I am caught in the computers and a credit reporting system that does not tell what truly transpired and happened.  
 
I am requesting your assistance in deletion of this account from my credit reports when payment is full is received, as this does not accurately portray the unfortunate events that unfolded.  I have been informed by a reputable source that this can be accomplished within the purview of the law.
 
I look forward to your prompt attention to this matter and an expedient, favorable resolution to this very distressing problem.  
 
Respectfully yours,
 
Your Signature
 
Your Printed Name
 
 
…..
 
 
 
Number of Pages3
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#29253
This is the content of the form and is provided for your convenience. It is not necessarily what the actual form looks like and does not include the information, instructions and other materials that come with the form you would purchase. An actual sample can also be viewed by clicking on the "Sample Form" near the top left of this page.
Your Name
Address
City, State & Zip
 
CERTIFIED MAIL
Article #
 
Date:
 
Name of Creditor/Collection Agency/
Collection Attorney/Bad Debt Buyer
Address
City, State & Zip
 
Attn:  Mr./Ms.
 
RE:   Account/File #
   Offer to Settle Account in the Amount of $
 
Dear Mr./Ms.
 
I am writing in an attempt to settle this account.  I agree that should have been paid for services rendered, but I do not agree with this being reported on my credit file as a “bad debt”.  I would like to put this account and the controversy to rest, as I hope you would also.  I did not use your services, but am negligent in not following up with my <ex-wife, ex-husband, ex-boyfriend, and ex-partner> and making sure that the payments were paid on time.  I never received a statement or over due notice.  I no longer was living in the so I had no knowledge to suspect a payment problem.
 
My concern is if I made payment to you in an attempt to stop negative reporting to the credit bureau, the balance in my credit file would show “paid collection” and this negative trade line would be reported for a period of seven (7) years.  I would be wrong to punish me, as it is not a true indicator of my willingness to pay debts.  I believe that I am caught in the computers and a credit reporting system that does not tell what truly transpired and happened.  
 
I am requesting your assistance in deletion of this account from my credit reports when payment is full is received, as this does not accurately portray the unfortunate events that unfolded.  I have been informed by a reputable source that this can be accomplished within the purview of the law.
 
I look forward to your prompt attention to this matter and an expedient, favorable resolution to this very distressing problem.  
 
Respectfully yours,
 
Your Signature
 
Your Printed Name
 
 
…..
 
 
 
You've found your form, but will you need others? If there are other related forms you may need in the future, it may be beneficial to look at our combo packages. On average, customers who purchase a combo package save 40% on the related forms they need. Take a look at the combo packages below to see if one is right for you.
Credit Repair Forms Combo Package Get 13 forms for just $39.95 Save 52%! Popular Our very popular credit forms together in a convenient packet.

Looking for something else?