Credit Collection Cease Communication Letter

for Your State

This Credit Collection Cease Communication Letter gives a collection agency notice that they should cease all communication with you regarding a debt. By law, you do not have to converse with a debt collector and this letter will serve as written notification to cease.

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This Credit Collection Cease Communication Letter is used to inform a debt collector or collection agency to cease all communication with you regarding a specific debt. Under the Fair Debt Collections Act, you do not have to communicate with a collection agency. This letter sets out the specifics of the debt including the name of the creditor and the amount owed. It also sets out that debtor will communicate only with the original creditor in order to resolve the matter. A written Credit Collection Cease Communication Letter will serve as a record of communication in the event of further collection action.

This Credit Collection Cease Communication Letter contains the following provisions:
  • Parties: Sets forth the name and address of the collection agency or attorney;
  • Account Details: Sets out the details regarding the debtor’s account including the account number and the amount in controversy;
  • Cease Communication: Sets forth that collector should cease all communications with debtor and if this request is not met, debtor will file a complaint with the appropriate agencies;
  • Notification of Creditor: Sets forth that debtor will notify the original creditor regarding resolution of the matter.

Protect Yourself and Your Rights by using this accurate and up-to-date form. This attorney-prepared package includes:
  1. Information
  2. Credit Collection Cease Communication Letter
State Law Compliance: This form complies with the laws of all states
Number of Pages2
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#29239
This is the content of the form and is provided for your convenience. It is not necessarily what the actual form looks like and does not include the information, instructions and other materials that come with the form you would purchase. An actual sample can also be viewed by clicking on the "Sample Form" near the top left of this page.

Cease Communication Letter



Your Name
City, State & Zip
Name of Collector or Law Firm
City, State & Zip
RE:   File/Account #                                   , Creditor Name, Amount in
            Controversy: $                              
Dear (name of collector)/(collection attorney):
Be advised that this letter will serve as my legal notice to you and your firm under the provisions of federal law, specifically, the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me regarding your collection effort concerning the above-referenced matter.
If you fail to heed this notice, I will file a Complaint with the State Attorney Generals Office, the Department of Professional Regulations, the American Collectors Association or the local State Bar Association. After careful thought and consideration, I/we have made the decision it is not in our best interest to work with a collection agency under any circumstances.  I/We will contact the original creditor to resolve this matter directly, as circumstances warrant.
You are hereby notified that should any adverse information be placed against my/our consumer credit files as a result of this notice, appropriate actions will be taken. Give this letter the immediate attention it deserves.
Sincerely yours,
Your Signature
Your Printed Name
Notice: This is an attempt to make a debt collector obey the law; any information obtained will be used for that purpose.
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