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of my current photo ID card and copy of a utility bill as proof of my identity and residency. Sincerely yours, Your Signature Your Printed Name Encl. convey my disputes. If you are not willing to do so, please immediately provide me the name, address and telephone numbers of the people you contacted so I may follow up with the. Enclosed is a copy ddition, please return to me an updated copy of my credit file with thirty days of the date you receive this dispute letter. Forward a copy of this letter and any attachments to the creditors when you This address belongs to _____________________________________________. {List all inaccurate accounts here} Please delete all references to all of the above accounts, as they do not belong to me. In astigate my credit file and delete the following information and/or trade lines from my credit file immediately: Personal Information: I have never lived at ___________________________________________.t people. Either he/she/or unknown person, has opened accounts in my name, without my permission or his/her information has been confused by your computer system with my information. I demand you invetion with {insert the name or the person here or if this is a result of ID theft, "the recent discovery that my true name and personal information has been used to open accounts"}. We are two differenir or Madam: I recently obtained a copy of my credit file and note many discrepancies and reporting errors. Through my inspection of my file, it appears that you have mixed my true and correct informay, State & Zip Date: Name of CRA Address City, State & Zip RE: Co-mingling of information belonging to {my father, mother, sister, brother, cousin} {as a result of recent discovery of ID theft} Dear Strict liability, or tort (including negligence or otherwise) arising in any way out of the use of these materials. An attorney should be consulted for all serious legal matters. Your Name Address Citcluding, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, sents, partners, or affiliates, or ii) the providers, authors or publishers of the forms, be responsible or liable for any direct, indirect, incidental, special, exemplary, or consequential damages (in or implied warranties of merchantability, suitability or completeness for any of the materials for your particular needs. The materials are used at your own risk. In no event will: i) LawGuru, its agal advice. The purchase and use of these materials is subject to the "Disclaimers and Terms of Use" found at http://forms.lawguru.com . These materials are provided "AS-IS." We do not give any expresser to dispute co-mingled information or for further assistance in ID theft matters. Disclaimer No Attorney-Client relationship is created by use of these materials. LawGuru Forms does not provide legnow almost entirely automated. Their file searches do not require full identifying information; either to obtain a credit report or to furnish information to the CRA. Use the formula in the below letthief's credit files to be combined with that of an innocent consumer, it is even more likely to happen to persons of similar name, address and social security number. The credit reporting industry is puter programs used by the CRAs do not require exact matches to merge the information and as a result, the CRA is often incorrect in their automated matching decisions. As easy it is for an identity t. 2007 A common credit reporting problem occurs when the Credit Report Agency ("CRA") mixes or merges credit information and files of one person into the credit information of another person. The comLetter to Credit Report Agency that Co-Mingles Your Information With Another Family Member or in Cases of Identity Theft Provided under agreement with copyright holder, © New Century Publications, Inc